Lovely note in GVF grade. There is a clear horizontal crease from folding and a lighter central fold. I have looked a at the note under the magnifying light. There are no loose fibres on the edges or corners so handling has been very limited. Although the central fold is clearly quite strong, the note still retains a degree of embossing. It really is a lovely note that would be a great addition to the collection. It looks GEF…cracking note.