This is great note. It would be a solid EF (and above) but for some rippling in the centre of the note. This is a storage issue. The note is in excellent condtion overall. Under magnification I see loose fibres on the top right area but very few otherwise. It is a sign of limited handling and circulation. At auction, these notes are selling way above the EPM values. Like the Oeration Bernhard notes, the demand is strong especially for the better quality notes.