Lovely example. Clear central fold/crease and a couple of toning spots. However, the note is a good one and seems devoid of pinholes. Light nick and soiling on reverse bottom central crease but the grading of VF is correct. These notes are selling for way above this price at auctions, so this is a brilliant offer. A recent auction saw a similar note sell for £190 so when commission, VAT and Handling  fees are added on, it is some way above my listing price.